Michael Fagone
Groves Capital Inc.


Once your registration has been received, you will a follow up call from a licensed agent or broker liaison to validate your credit and to assist you every step of the way from start to finish with your homebuying process.


License No. 1985092

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Michael decided to become a Loan Officer / Mortgage Broker after a 20+ year career as a finance executive for one of the major film and television studios in Los Angeles. 

His Business Administration, Accounting, and Management background brings a level of professionalism, problem solving, and client service that is rare in the mortgage industry, and his client reviews reflect this.

Many loan officers are primarily focused on selling, then hand off the client to their back office team.  While there’s nothing necessarily wrong with this model, it tends to lead to longer closes, communication breakdowns, and a more difficult transaction.

Michael and Groves Capital work differently.  Their focus is quality over quantity, and Michael is the main point of contact throughout every transaction.  He understands the complexity of the home purchasing process and brings his communication, analytical, and problem solving skills to every transaction to make the loan process as smooth as possible. 

When you work with Michael you will always know what’s going on throughout your transaction, and you will have someone who is willing to explain every step of the process, every loan document, all of the various fees charged by Escrow and Title companies, and anything else you are concerned about.

Michael is passionate about educating home buyers on the loan qualification process, and educating Realtors on the many loan types that are available for their clients.

If you want to talk to someone about how to get a loan, what is the best loan type for you, or want help getting a client qualified, Michael is always available to answer your questions.  Reach out by e-mail, text, or phone call to set something up.

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"Michael is super easy to work with and was with us every step of the home buying process. We were even able to close earlier than expected! He was super accommodating and flexible with his schedule, often speaking to us late in the evening when we were available. Michael is very professional and reliable. He made the process seamless and never hesitated to answer all of our questions and concerns. As first time homebuyers all the information thrown at you can be very overwhelming, but it’s nice to have people on your side who explain everything. Thank you for making this whole process feel easy!"
- Lupe Vargas - January 2022

"I was recently referred to Michael for a new mortgage. I can not say enough how amazing the experience was with him, from the very start. Not only did he get me the best mortgage rates, he is also the most professional, kind (somehow became my 'calm' during my difficult escrow process), and goes far beyond in his customer service than anyone I have ever worked with on anything My loan was not simple, and Michael thought outside the box to get me a loan that no other broker had considered. If you are looking for a loan, no need to look any further! (This is my first review, but really wanted to give him the shout-out that he deserves!). If you are reading this, Michael, thank you!!!"
- Judie RockIt Body - January 2022

"Michael did an amazing job in securing funding for me. This was the first time I had ever done something like this on my own and he made it as painless as possible and pretty much stress free! I would HIGHLY recommend Michael Fagone for any finance needs!!"
- Lori Thornberry - May 2022

"Michael is a commensurate professional who was one of the best mortgage agents I’ve dealt with in 20 years of home purchasing. His attention to detail, promptness, and “above and beyond” attitude was refreshing. He was able to close a loan within 30 days on a complicated sale. Highly recommend to anyone!"
- Christopher Michaud - July 2021

"Michael was excellent during our entire mortgage process. We were first time buyers and he helped us understand the process end to end, kept us ahead of schedule on all deadlines, and made sure we were ready to close on time. I can’t say enough positive things!"
- Matt Shelley - June 2021

"Michael took this refinance on with a vengeance. It had its obstacles, but Michael continued to professionally push this whole transaction through to the very end. I had reached out to several other folks to help me with my refinance, to no avail as they were almost useless. Michael negotiated with lenders on my behalf as if he were my fiduciary. He went above and beyond the call of duty to get this deal done timely. I have already referred Michael to other associates of mine and I believe they will be equally as pleased as I am."
- Steve Hart - May 2021

"Michael Fagone was incredibly professional and helpful in helping us purchase our home. He answered all our questions promptly and offered intelligent, thoughtful consideration. I really felt like we were in good hands. We ended up closing on our home early and with no trouble at all largely due to his expert guidance."
- Saul Lyons - Dec 2021

"A potentially confusing and stressful process was made clear, calm, and understandable through Michael’s attention, responsiveness, and care. He was a pleasure to work with and the rate is fantastic. We have already told our friends about him."
- MKay - Dec 2021

"Great ! Went beyond what the job called for. Also happy I didn't receive a bunch of junk mail from other lenders had I gone another route in my search."
- Brooks Salzwedel - Nov 2021

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