Darren Carlin
Valor Lending Group

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Once your registration has been received, you will a follow up call from a licensed agent or broker liaison to validate your credit and to assist you every step of the way from start to finish with your homebuying process.


License No. CA DRE # 02026238 NMLS # 1600345

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We fund every type of mortgage loan in the book and with outstanding dedicated customer service.  We assure you excellent communication throughout the loan process to ensure that your loan closes in a smooth and timely manner.

                                                       Recap of our Loan Products:


·       Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $10M

·       Jumbo Loans to $25 Million / Super low rates! / 10% down Jumbo’s

·       Bank Statement Loans (Great for business owners and self-employed)

·       Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days up to $20M in CA & AZ.

·       Flipper Loans (Flip a property with one of our many options) up to 90% Leverage + 100% Rehab

·       VA Loans – Up to $1.5M ZERO Down – We pay for appraisal and donate to Veterans Charity

·       Commercial Line of Credit

·       100% Financing (cross collateralize other properties – even in 2nd position – hard money)

·       Foreign Nationals Loans (no social security, US tax returns or residency required)

·       Raw Land & Lot Loans

·       Ground up Construction for spec homes, custom homes and commercial ground up to $500M.

·       2nd Position Loans up to $5M

·       DSCR – Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow

·       Farms, Vineyards, Ranches and Agricultural Properties (20-40% down)

·       Manufactured Housing / Mobile Homes – Double wide only with land (20% down / 620+ credit score)

·       Acreage Properties

·       Commercial Loans up to $500M – Every type of commercial asset


                                                                       We also offer:

·       10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans

·       High Balance Conforming Aka Super Conforming

·       Reverse mortgages up to $10 Million Value

Valor Lending Group features an incredible array of niche mortgage loan programs.


Every Mortgage Loan in the Book!


We are direct to:

·       21 Life Insurance Companies

·       4 Family Offices

·       2 Hedge Funds

·       2 Thrifts that fund on Wall Street | Fireman’s Pension & Annuities

·       1 REIT

·       Several Mortgage Bankers

·       200+ Private Money Investors

·       And we broker to over 100 Direct Lenders

Valor Google Reviews

California Jumbo Loans

Fast Hard Money Loans

Stated Income Loans

Fix-n-Flip Loans

Rental Property Loans

Ground Up Construction Loans

Valor VA Loans

Valor Lending Group

Valor Business Page

Meet the Team

Commercial Loans

Commercial Construction Loans

 Valor Lending Group



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