1. NO APPRAISAL FEES FOR HOME LOANS

    No More Appraisal Fees Through The End Of 2018! It’s a great time to buy real estate in Orange County, California! In celebration of the launch of OCRealtorDIRECT.com, we are doing ONE of the following for you: Waiving the appraisal requirement, OR Having it reimbursed on all loans originated and …Read More

  2. MORTGAGE INSURANCE: LOWER RATES NOW AVAILABLE

    In the past, if you put less than 20% down on the purchase of a home, you would be forced to pay an extra monthly payment called Mortgage Insurance or, PMI. This is an insurance policy that compensates a lender for potential losses occur when a borrower defaults on a mortgage and the bank takes b…Read More

  3. Doctor’s Home Loan Qualifying Just Got Easier

    Up to 95% financing is now available without counting any student loan debt as long as the following criteria is met: If you're currently in, or have recently completed, a medical residency or fellowship Payments on any student loans are deferred for a minimum of 12 months from the closing date of t…Read More

  4. It’s a Good Time to Buy a Home.

    Interest rates are rising fast. No time to waste! It’s still a great time to buy a home in Orange County, California however, if you have thought about buying a home you better act fast because interest rates have gone up about a full percent in recent months and it looks like they will continue t…Read More

  5. EXACT RATE | Price it Right

    The Perfect Rate Home loan interest rates have traditionally been offered in 1/8% increments; 4%, 4.125%, 4.25%, 4.375% etc.  That was then and THIS is NOW. We can now offer ANY interest rate; 4% 4.01%, 4.08%, 4.104%, etc.  While it is true that the the cost has always moved with the rate, you we…Read More

  6. Higher Loan Amounts Now Available

    Fannie Mae Increased Loan Limits Announced November 27, 2018 by the Federal Housing Finance Agency (FHFA):  The NEW ceiling for regular conforming loans underwritten by Fannie Mae and Freddie Mac in 2019 will be offered by all banks the start of the new year. $484,350 for a one-unit property and $7…Read More